Savings Accounts for Businesses: Increase your competitive advantage and your productivity.

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The Flexible Savings Account is a social welfare plan designed especially for your employees so that they can voluntarily and comfortably save money through payroll deductions.

It is an agile and personalized solution that provides your company with the opportunity to grant an additional benefit to employees by promoting a savings culture and improving the organizational climate.

This Savings Account is like having a group of workers constituted in a mutual society, where each participant makes regular contributions to their individual account with a high level of flexibility and attractive exempt returns.

Learn about the benefits of our Savings Account

For the Business

● Minimum cost for the business with maximum value for employees.
● Optimizes the management and organization of your workers' savings.
● Reduces the risk of informal savings schemes.
● Improves the organizational climate of your business and contributes to growing productivity.
● Increases retention and attraction of talent in your business by offering high-value benefits.

For the Employees

● Encourages the act of saving as a habit.
● Provides transparency and security in resource management.
● Flexibility in investing their contributions.
● Attractive and exempt returns.
● Offers competitive rate loans.

Savings Account Features

Ordinary Contributions

● They are deducted from the employee's payroll.
● Contributions are made on the payroll cut-off date.
● Liquidity is defined in the bylaws.
● The contribution amount is defined upon enrollment in the Plan and is fixed unless the bylaws stipulate dates for changing contribution amounts.

Ordinary Contributions

● They are made directly by the employee (referenced deposit).
● They have a high level of liquidity.
● Withdrawals are managed through the telephone customer service center.
● The contribution amount can vary and is voluntary.

Sign up Requisites 

  • You must be a taxpayer who is registered as a legal entity.
  • You must have at least 5 participating employees.
  • You must sign a contract with Grupo Financiero Monex.
  • You must comply with applicable regulations.

With Monex's Flexible Savings Accounts, the act of saving becomes a strategic asset.

Boost the financial well-being of your team and strengthen the future of your business.