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Empower your company’s growth with our Simple Credit solution

Apply for your credit digitally
Apply for a loan from $200,000 to $3,000,000 pesos or the equivalent in U.S. dollars.*
*To request a higher amount or if you already have a loan with Monex, please contact your Business Banking Advisor or email us at atencioncreditopymes@monex.com.mx.
Monex´s Simple Credit is the ideal financial solution for SMEs seeking liquidity for investment projects, asset purchases, working capital, or debt consolidation.
Its 1-to-5-year flexible terms, currency options (MXN and USD), and project-based guarantees make it the best alternative to drive the growth of your business.
Because of its features, it’s perfectly suited to help your business thrive
- Access to credit through a single capital disbursement.
- Monthly repayments of principal and interest on the unpaid balance.
- Credit terms of up to 3 years with no collateral, with the possibility of extended terms based on the investment project.

Learn about the benefits of simple credit to push your SME forward
- Long-term financing: Provides a solid opportunity to finance your company's long-term needs.
- Easy operation: It stands out for being a practical and efficient process compared to other long-term credit options.
- Customized structuring: Tailored to the specific needs of your SME.
- Guarantee diversification: It can be granted with or without collateral, depending on the purpose, nature of the investment project, and term.
Main requirements to apply for our Simple Credit
- For companies or businesses that have been operating for at least 3 years.
- Annual income starting at 5 million pesos.
- Tax Status Certificate for Legal Entities or Individuals with Business Activities
- Good credit history with Buró de Crédito (Credit Bureau)*.
- The main shareholder is to be jointly and severally liable.
*3 years of credit history with banks, or 1 year if you are already a Monex client
